Griffith Brothers Insurance: The Independent Agency Advantage

Griffith Brothers Insurance - Multiple Carriers

As an independent insurance agency, Griffith Brothers Insurance Agency offers a powerful advantage that most other agents simply cannot match — the ability to shop your insurance across multiple top-rated carriers to find the best coverage at the best price.

A New Jersey Legacy Since 1880
Griffith Brothers Insurance Agency was founded in Elizabeth, New Jersey in 1880. Today, as a proud 4th-generation family-owned and operated business, we continue a tradition of trust, integrity, and personalized service that has protected New Jersey families and businesses for over 145 years.  With locations in Cranford, NJ and Raritan, NJ, we have earned the reputation as one of the finest independent insurance agencies in the state.

Why Choose an Independent Agency?
Unlike captive agents who can only offer one company’s products, we represent many of the strongest insurance carriers in the industry. This allows us to compare options side-by-side and design the perfect insurance program tailored to each client’s needs and budget.

Comprehensive Insurance Solutions
We provide expert coverage for all your personal and business insurance needs, including:

• Auto Insurance
• Home Insurance
• Dwelling & Rental Property Insurance
• Commercial Property Insurance
• Workers Compensation
• Umbrella Coverage
• Business Insurance
• And much more

Our experienced professionals, are dedicated to providing personalized service and competitive rates while protecting what matters most to you.Protect What Matters MostCall us today for a free, no-obligation insurance review and quote.Phone: (908) 272-3540
Locations: Cranford, NJ • Raritan, NJGriffith Brothers Insurance Agency, LLC
Independent Insurance Agency • Family Owned Since 1880
Serving New Jersey with Pride

7 Lessons From 2025 | Signal or Noise Ep 64 | Charlie Bilello

Charlie Bilello has posted on X and youtube to share year end statistics for 2025. Today's blog is to share statistics from his X posts and a youtube video.  Whether you're new to investing or a seasoned veteran, Charlie is a must follow.

From Bilello.blog: "Charlie Bilello is the Chief Market Strategist at Creative Planning, a nationally recognized wealth management firm with over $370 billion in combined assets under management and advertisement"

2025 Total Returns...
Gold $GLD: +64%
Developed ex-US $VEA: +35%
EM $IEMG: +33%
Nasdaq 100 $QQQ: +21%
S&P 500 $SPY: +18%
Small Caps $IWM: +13%
Commodities $DBC: +8%
US Bonds $AGG: +7%
Cash $BIL: +4%
REITs $VNQ: +3%
Bitcoin $BTC: -6%
Volatility $VXX: -42%https://t.co/rQuXrxVXM0

— Charlie Bilello (@charliebilello) December 31, 2025

The S&P 500 hit 39 more all-time highs in 2025. $SPX pic.twitter.com/bB9Eehem1n

— Charlie Bilello (@charliebilello) December 31, 2025

5 out of the 7 stocks in the Magnificent Seven actually underperformed the S&P 500 this year, a very different picture than 2023/2024. Only Google and Nvidia outperformed. pic.twitter.com/IxDZ4PSGhx

— Charlie Bilello (@charliebilello) December 31, 2025

Bitcoin Returns since 2010...$BTChttps://t.co/l5IYmkf6Ih pic.twitter.com/pM8Ev1MNWo

— Charlie Bilello (@charliebilello) December 31, 2025

Gold (+64%) was the best performing major asset in 2025 while Bitcoin (-6%) was the worst. Something we haven't seen before in any calendar year (the inverse of 2013). $GLD $BTChttps://t.co/l5IYmkf6Ih pic.twitter.com/PKnoJifNOR

— Charlie Bilello (@charliebilello) January 1, 2026

The US Bond Market was up 7.3% in 2025, its best year since 2020. Still on pace to be the worst decade ever for bonds with an annualized return so far of less than 1% from 2020-2025. pic.twitter.com/aYBqfBCsRy

— Charlie Bilello (@charliebilello) January 1, 2026

The best performing commodities in 2025: Silver (+147%) and Gold (+65%).https://t.co/l5IYmkf6Ih pic.twitter.com/lG6eV1HyRK

— Charlie Bilello (@charliebilello) January 1, 2026

The best performing commodities in 2025: Silver (+147%) and Gold (+65%).https://t.co/l5IYmkf6Ih pic.twitter.com/lG6eV1HyRK

— Charlie Bilello (@charliebilello) January 1, 2026

The best performing stocks in the S&P 500 last year... pic.twitter.com/WOVTkdFNjj

— Charlie Bilello (@charliebilello) January 1, 2026

The worst performing stocks in the S&P 500 last year... pic.twitter.com/dZefG7h3w0

— Charlie Bilello (@charliebilello) January 1, 2026

Posts I Found In My Draw

Order Newsletter : Thomasrenna@gmail.com 

$AAPL $MSFT $GOOG $XOM $MSFT nvda TSLA meta nflx amzn pic.twitter.com/03sWLzZ05z

— Tom Renna (@534Fourthave) December 27, 2025

old stuff i'm finding in my drawer with the paper and pencils Equities Research: StockTwits Contest Winner: My Stock Pick Up 37% in... StockTwits @howardlindzon https://t.co/xTnKNnhZt9

— Tom Renna (@534Fourthave) December 27, 2025

Reality is age and experience makes you wiser, going through old posts of cool folks @Hedgeye Equities Research: Hedgeye Shines Light on Farm Machinery & Equipment... https://t.co/b2iLkT4Ujk

— Tom Renna (@534Fourthave) December 27, 2025

 

Bear Cave's Edwin Dorsey Sees Problems at Serve Robotics (SERV)

Problems at Serve Robotics (SERV) by Edwin Dorsey

Read on Substack

Over on Substack, Edwin Dorsey sees Problems at Serve Robotics (SERV), by @StockJabber https://t.co/E2fbTHJqsk

— Tom Renna (@534Fourthave) December 18, 2025

Tweets by StockJabber

Scouting the Path For Investors "BEAR AHEAD"

The kind of Post you see at Market Tops, #BEAR $SPY $DIA $QQQ https://t.co/Jrg9o7FoQ0

— Tom Renna (@534Fourthave) December 16, 2025

Low probability of a Santa Claus Rally coming this year. It's time to lighten up on stocks, if you're going to need liquidity within the next 6 months, sell now. #QQQ $DIA
Check out this chart from https://t.co/ZLoHb8d1jA of $SPX https://t.co/EROk2gja5U

— Tom Renna (@534Fourthave) December 16, 2025

My Monday warning to sell stocks isn't something I wanted to be right about, but the math is math. Hope I helped some folks. If you follow the market you're aware it's not feeling well and is starting to weaken, it may even crack, like snap cackle n pop. #BEAR #equitiesresearch https://t.co/zwHaO2m0aJ

— Tom Renna (@534Fourthave) December 18, 2025

$ADUR you won't need any heavy machinery to dig. I started with a broom and saw red flags and didn't even need to use my shovel.

— Tom Renna (@534Fourthave) December 15, 2025

Equities Research is a little on the Invisible side when it comes to popularity and having a huge following. That may be changing as my timely visionary predictions are more than numbers but sentiment and experience from having been there before for 35 years.

Monday December 15,2025 RADX stock was trading all day above $10 and nobody thought nothing of it, to buy more, it's moving higher!  I logged on my laptop and saw it trending, i never heard of it before. I ran to the financial websites and read about what all the fuss was about. Stock opened down under $6.00 Yesterday at the open after closing at $10.13. discovered a stock that was grossly overvalued. 

Monday December 15, 2025 I had the misfortune to learn how many financial websites are allowing bad data numbers appear on their websites. It's not intentional, I don't think, but Mr & Mrs Jones aint gonna know.

Monday December 15, 2025 I alerted every friend and family and people that I love and all the people who follow me. SELL NOW.

 

Friday December 12, 2025 I saw a high flying stock as the market was closing. Over the weekend I started to check out the fundamentals and poked around some SEC Filings. By Monday December 15, I continued to see more flags as I kicked the tires and look under the hood some more. Well it turned into so much work, I didn't have enough time and I wanted to make sure everyone was warned. SO December 16, 2025 at around noon, I posted my Alert to AVOID $ADUR 

So now it's Wedenesday evening December 17, and I'm thinking some podcaster out there should contact me to learn some ideas that he could share with his audiences and followings. It would be nice for a money manager to get me involved in their process.  

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